Exactly How to Budget For First Apartment in a Few Easy Steps

How to Budget For First Apartment

This blog post is about how to budget for first apartment!

If you are planning on moving into your first apartment, and wondering how to budget for first apartment, and how to get into the whole first apartment moving process, this blog post is just for you!

In today’s blog post I am going to share with you exactly how to to budget for first apartment, using 5 easy steps!

Let’s begin!

Note: Affiliate links may be used in this post. I may receive a small commission at no extra cost to you if you make a purchase through my affiliate link. Read my disclaimer here.

how to budget for first apartment


Why Should You Budget For Your First Apartment?

Even though budgeting sounds boring, not fun, and a total headache, it’s the best way to make sure you will have enough money to pay rent, live your life, and also have more extras.

It’s important to plan in advance your future life, and know how to budget for your frist apartment.

With a proper plan, you should actually “live life to the fullest”, and be able to pay rent, pay monthly expenses, and also have extra money to save up.

The secret is in the planning!

How to Save Up For Your First Apartment?

The first step I did before moving into my first apartment, was started saving up! 

I actually did something quite different from what I know others do. 

I was aiming to save up for a year of rent in advance. Which means, I saved up enough to have my full rent covered for the whole year.

This was such a smart move since I basically didn’t need to worry at all about rent through the whole first year, and this way I was able to save up more money with the money I was making, and I also had more “space” in my salary to enjoy my favorite activities such as traveling, and everyday expenses.

How to Know How Much You Need to Save Up?

Well, all you need to do is to look at rent prices in the city/area you want to move out to, try to estimate how much your bills will be as well, and decide how much you are willing to spend on rent and bills.

Once you have that all figured out, you will know exactly how much you are going to spend on your apartment & bills, and can save up according to that.


How to Budget For Your First Apartment?

Moving on to the real question! how to budget for your first apartment?! Here are the answers!

Once you know how much you are saving up for rent, it’s time to start budgeting for your first apartment essentials and furniture!

For this step, I highly recommend getting your own copy of the First Apartment Budget Worksheet.

This is the best way to budget for your first apartment moving process, and to also keep track of your actual expenses.

This First Apartment Budget Worksheet comes with a full first apartment essentials checklist, that you can completely edit/change/add things to, and plan your budget, and see how much you actually spent on the product.

first apartment budget worksheet

The worksheet comes with a kitchen essentials section, a bedroom essentials section, bathroom essentials section, random essentials & tech essentials sections, and a cleaning supplies section.

It’s completely automatic, which means that you insert your budget price, and the actual price, and it automatically calculates the total budget price and the total actual price you’ve spent on that section.

Also, if you are shopping online, it has a special place to insert links for products you want to buy and haven’t bought yet (or maybe you already bought but want to save the link).

Anyways, the First Apartment Budget Worksheet is super affordable! You can GET IT HERE for only $9.99, and receive life-time access to the Excel sheet and to all of it’s future updates!

Where to Shop For Your First Apartment?

As a bonus, I decided to share with you my favorite first apartment essentials shops. These are my favorite places to buy home decor/home essentials stuff!

1. Amazon

Amazon is honestly my favorite place to buy almost everything for my apartment! 

They have the cutest kitchen essentials, affordable finds, and you can also find there some pretty furniture as well. 

If you are looking for the most affordable and prettiest first apartment essentials, CLICK HERE FOR THIS BLOG POST.

2. Target 

Who doesn’t love Target? It’s the happiest place on Earth! 

You can literally find there anything for your apartment! From cleaning supplies, to kitchen essentials, and also furniture as well! 

Target honestly has the cutest apartment essentials and furniture, and she’s also BUDGET FRIENDLY which we totally love!

3. Home Goods, Marshalls, TJMaxx

These are my actual heaven on Earth places!! I LOVE LOVE LOVE Home Goods, Marshallas, and TJMaxx! 

I found there the prettiest kitchen essentials and I am honestly obsessed with these stores! 

CLICK HERE for a TikTok haul video I posted a few months ago from these stores!

4. Urban Outfitters

Urban Outfitters isn’t the most affordable place to buy first apartment essentials, but if you are shopping during sales seasons, you can honestly find THE PRETTIEST home essentials and home decor pieces! 

I love Urban Outfitter’s home essentials so much. They are not only beautiful pieces, but they are also super high quality items that can last you for years!


home styling by maya

Welcome to Home Styling By Maya! Your place to decorate your life and celebrate in style!

As a 20-something-year-old girlie, I always look for something to decorate and a reason to celebrate!

And this is exactly what this blog is for!

Where To Next?

Amazon Favorites!